Interest-free investment loans are designed for social enterprises that need support in financing the establishment or expansion of their business activities.
Applications are being accepted from 1 April 2024.
Interest-free investment loans are designed for social enterprises that need support in financing the establishment or expansion of their business activities.
Applications are being accepted from 1 April 2024.
Eligible Use
Capital expenditures
Loan Amount
CZK 400,000 to CZK 25 million
Maximum Financing Rate
Up to 90%
Repayment Period
Up to 12 years
Grace Period
Up to 3 years
Fees
CZK 0
A social enterprise is a business that meets the following characteristics:
Creates social value through the employment and inclusion of individuals disadvantaged in the labour market.
Employs at least 30% of individuals disadvantaged in the labour market.
Involves employees in the direction and development of the enterprise.
Reinvests at least 51% of its profits into its further development.
Meets other programme requirements.

The programme is financed from the European Structural and Investment (ESI) Funds under the Operational Programme Employment Plus (OP Employment+).
Detailed programme information, application forms and submission guidelines are available on the Czech version of the programme website.
Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.