S-business plus - investment loan

S-business plus - investment loan

Interest-free loan for social enterprises

Interest-free investment loans are designed for social enterprises that need support in financing the establishment or expansion of their business activities.

Applications are being accepted from 1 April 2024.

Programme Parameters and Benefits

Eligible Use

Capital expenditures

Loan Amount

CZK 400,000 to CZK 25 million

Maximum Financing Rate

Up to 90%

Repayment Period

Up to 12 years

Grace Period

Up to 3 years

Fees

CZK 0

What Is Considered a Social Enterprise?

A social enterprise is a business that meets the following characteristics:

Creates social value through the employment and inclusion of individuals disadvantaged in the labour market.
Employs at least 30% of individuals disadvantaged in the labour market.
Involves employees in the direction and development of the enterprise.
Reinvests at least 51% of its profits into its further development.
Meets other programme requirements.

What Can the Loan Be Used For?

Acquisition of machinery and equipment.
Acquisition, renovation, and reconstruction of buildings.
Acquisition of long-term intangible assets.
Costs associated with fulfilling the project's mandatory publicity and communication requirements.

Important Information

The programme is financed from the European Structural and Investment (ESI) Funds under the Operational Programme Employment Plus (OP Employment+).

Dokumenty, žádosti a další informace

Detailed programme information, application forms and submission guidelines are available on the Czech version of the programme website.

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