Loan programs

Our loan programmes are used to finance the activities of entrepreneurs in the Czech Republic. Loans bring much needed capital to entrepreneurs. We provide them at zero or discounted interest rates.

Other programs offered

S-Business Plus

The programme enables social enterprises to obtain interest-free loans to finance projects aimed at launching or developing business activities. It is suitable for funding projects throughout the Czech Republic.
  • Loan amounts from 400,000 to 25 million CZK
  • Interest-free and with no fees
  • To cover operating costs and investments
  • For small, medium and large businesses
  • Also for businesses with a short track record

Applications are being accepted from 1 April 2024.

Energ

The programme enables Prague companies to obtain interest-free loans to finance investment projects focused on energy savings.
  • the amount of the loan CZK 500 thousand to 60 million
  • no interest and no fees
  • for investments
  • for small, medium and large companies
  • financial contribution for the acquisition of an energy assessment and for achieving the planned energy savings

Applications are being accepted from 1 April 2024.

New Energy Savings

Preferential loan programme for companies of all sizes realizing energy savings projects. Projects can be located anywhere in the Czech Republic except the Capital City of Prague. If the planned energy savings are achieved the beneficiary will also receive a financial contribution in the form of a grant.
  • the loan amount CZK 0.5 – 60 million
  • for investments, up to 90% of all eligible expenses of the project
  • fixed interest rate 0 % p.a.
  • for SMEs and large companies
  • a financial contribution to the acquisition of an energy assessment
  • financed from ERDF (OP TAC - Technologies and Applications for Competitiveness) 

Applications are being accepted from 5 August 2026.